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Consult Your Finances
It goes without saying that buying a home is a big investment. Though it promises security, and the feeling of truly being a part of a community, it involves a lot more work than simply renting. When you rent, you have a landlord to fall back on in case of expensive repairs or home maintenance issues. When you own the home, you're responsible for its upkeep.
Are you ready to buy your first home? A great way to figure out your options is by sitting down with a bank lender to get pre-approved. The pre-approval process is great because it essentially sets your budget for you. It involves reviewing every aspect of your finances with the bank. When you meet with the lender, they will review your credit score, annual income, tax information, savings, any outstanding debts you may have, and any assets you've earned over the years. After taking a careful look at your financial portfolio, they'll let you know how much the bank is willing to loan you.
We also recommend meeting with at least two to three lenders before making a decision. That way, you can rest assured knowing you're getting the best deal possible.
The Upfront Costs of Buying a Home
In addition to your monthly mortgage payments, you can expect to pay some costs up front and out of pocket. Here's what you're looking at for upfront costs.
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Calculate Your Montly Payments!
Want to get a better idea of what you might be paying per month? Take a look at our handy mortgage calculator to help estimate your monthly costs.
Ready to Find Your
Dream Home?
Would you rather live in a swanky condo or a comfortable home in the 'burbs? Whatever your preferences, the Tampa or St. Petersburg area has something for you. This community is actually made up of several major cities, and a wide array of smaller towns and communities to call home. As a result, you'll find practically every kind of home, condo, townhouse, and real estate dwelling available for sale in Tampa or St. Petersburg. Ready to find your dream home?
Meet Your Perfect Match
The data relating to real estate for sale on this web site comes in part from the MLS. Real estate listings held by brokerage firms other than Tomlin St Cyr Real Estate Services are marked with the IDX logo and detailed information about them includes the name of the listing brokers. Disclaimer: All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Tomlin St Cyr Real Estate Services shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.
This data was last updated on: 03/08/21 10:36 AM. A full data refresh was last performed on: 03/07/21 01:24 PM.